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Head-to-Head Specification Audit
Xendit vs Railway
Indonesian & SEA Businesses · Southeast Asia
Specification Matrix
| Metric | Xendit | Railway |
|---|---|---|
| Starting Price | CustomBetter | $5/mo |
| API Rate Limit | 200 req/min | N/A |
| Target Country | Southeast Asia | Global |
| Category | Payment Processing | Cloud Hosting & Edge |
| Compliance | Bank Indonesia Regulated, PDP Law | SOC2, GDPR |
| Hosting Regions | ID-Jakarta, PH-Manila | US-East, EU-West |
| Native Integrations | 4 listed | 6 listedBetter |
Xendit — Key Specs
- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
Railway — Key Specs
- ✓Zero-config deployment: push any Dockerfile or Nixpacks-compatible repo and it runs
- ✓Managed PostgreSQL, Redis, and MySQL with automatic backups included
- ✓Private networking between services on the same project at no extra cost
- ✓$5/mo Hobby plan includes $5 of compute credit — most small apps run free
Frequently Asked Questions
What is cheaper, Xendit or Railway?+
Xendit starts at $0/mo, which is lower than Railway at $5/mo.
Which tool is better for compliance — Xendit or Railway?+
Xendit additionally supports Bank Indonesia Regulated, PDP Law. Railway additionally supports SOC2, GDPR.
Which tool is better suited for Southeast Asia?+
Xendit is evaluated for Indonesian & SEA Businesses in Southeast Asia with hosting regions: ID-Jakarta, PH-Manila. Railway has hosting regions: US-East, EU-West. For data residency in Southeast Asia, check each vendor's data processing agreements.
Data last verified: 25 June 2026
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