Head-to-Head Specification Audit
Xendit vs GrabPay Business
Indonesian & SEA Businesses · Southeast Asia
Payment Processing
GrabPay Business
Southeast Asian Businesses · Southeast Asia
Visit GrabPay Business →Specification Matrix
| Metric | Xendit | GrabPay Business |
|---|---|---|
| Starting Price | CustomBetter | Custom |
| API Rate Limit | 200 req/minBetter | 100 req/min |
| Target Country | Southeast Asia | Southeast Asia |
| Category | Payment Processing | Payment Processing |
| Compliance | Bank Indonesia Regulated, PDP Law | MAS Regulated, PDPA |
| Hosting Regions | ID-Jakarta, PH-Manila | SG-Central, MY-KL, ID-Jakarta |
| Native Integrations | 4 listedBetter | 3 listed |
Xendit — Key Specs
- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
GrabPay Business — Key Specs
- ✓35M+ monthly active users across 8 SEA countries
- ✓Integrated with GrabFood, GrabMart, and GrabTaxi ecosystem
- ✓QR payment, e-wallet, and card acceptance in one platform
- ✓Strong merchant acquisition support in SG, MY, ID, PH, TH, VN
Frequently Asked Questions
What is cheaper, Xendit or GrabPay Business?+
Both tools start at $0/mo on their entry plans.
Which tool is better for compliance — Xendit or GrabPay Business?+
Xendit additionally supports Bank Indonesia Regulated, PDP Law. GrabPay Business additionally supports MAS Regulated, PDPA.
Which has a higher API rate limit — Xendit or GrabPay Business?+
Xendit has a higher API rate limit at 200 requests per minute. Xendit: 200 req/min. GrabPay Business: 100 req/min.
Which tool is better suited for Southeast Asia?+
Xendit is evaluated for Indonesian & SEA Businesses in Southeast Asia with hosting regions: ID-Jakarta, PH-Manila. GrabPay Business has hosting regions: SG-Central, MY-KL, ID-Jakarta. For data residency in Southeast Asia, check each vendor's data processing agreements.
Data last verified: 25 June 2026
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