Head-to-Head Specification Audit
Xendit vs GrabPay Business
Indonesian & SEA Businesses · Southeast Asia
Payment Processing
GrabPay Business
Southeast Asian Businesses · Southeast Asia
Visit GrabPay Business →Specification Matrix
| Metric | Xendit | GrabPay Business |
|---|---|---|
| Starting Price | $0/moTie | $0/moTie |
| API Rate Limit | 200 req/minBetter | 100 req/min |
| Target Country | Southeast Asia | Southeast Asia |
| Category | Payment Processing | Payment Processing |
| Compliance (vendor-stated) | Bank Indonesia Regulated, PDP Law | MAS Regulated, PDPA |
| Hosting Regions | ID-Jakarta, PH-Manila | SG-Central, MY-KL, ID-Jakarta |
| Native Integrations | 4 listedBetter | 3 listed |
Xendit — Key Specs
Vendor-stated- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
GrabPay Business — Key Specs
Vendor-stated- ✓35M+ monthly active users across 8 SEA countries
- ✓Integrated with GrabFood, GrabMart, and GrabTaxi ecosystem
- ✓QR payment, e-wallet, and card acceptance in one platform
- ✓Strong merchant acquisition support in SG, MY, ID, PH, TH, VN
Frequently Asked Questions
Which is lower-priced, Xendit or GrabPay Business?+
Both tools start at Free plan available on their entry plans.
Which compliance frameworks do Xendit and GrabPay Business list?+
Xendit additionally lists Bank Indonesia Regulated, PDP Law. GrabPay Business additionally lists MAS Regulated, PDPA. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Xendit or GrabPay Business?+
Xendit has a higher documented API rate limit at 200 req/min versus GrabPay Business at 100 req/min.
Which data hosting regions do Xendit and GrabPay Business support?+
Xendit lists hosting regions: ID-Jakarta, PH-Manila. GrabPay Business lists hosting regions: SG-Central, MY-KL, ID-Jakarta. For data residency requirements in Southeast Asia, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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