Head-to-Head Specification Audit
Xendit vs Elliptic
Indonesian & SEA Businesses · Southeast Asia
Specification Matrix
| Metric | Xendit | Elliptic |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 200 req/minBetter | 120 req/min |
| Target Country | Southeast Asia | Global |
| Category | Payment Processing | Crypto Compliance |
| Compliance (vendor-stated) | Bank Indonesia Regulated, PDP Law | FATF Travel Rule, OFAC, EU AMLD 6, FCA, MAS, AUSTRAC |
| Hosting Regions | ID-Jakarta, PH-Manila | UK-London, US-New York, AP-Singapore |
| Native Integrations | 4 listed | 5 listedBetter |
Xendit — Key Specs
Vendor-stated- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
Elliptic — Key Specs
Vendor-stated- ✓Only crypto compliance platform trusted by both crypto companies AND banks
- ✓Holistic screening — wallet, transaction, and counterparty risk in one view
- ✓Coverage of 100+ blockchains including DeFi protocols
- ✓Elliptic Discovery — proactively identifies sanctioned crypto entities
- ✓Trusted by Santander, Barclays, ANZ, and 200+ financial institutions
Frequently Asked Questions
Which is lower-priced, Xendit or Elliptic?+
Elliptic uses custom pricing. Xendit starts at Free plan available. Contact Elliptic directly for a quote.
Which compliance frameworks do Xendit and Elliptic list?+
Xendit additionally lists Bank Indonesia Regulated, PDP Law. Elliptic additionally lists FATF Travel Rule, OFAC, EU AMLD 6, FCA, MAS, AUSTRAC. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Xendit or Elliptic?+
Xendit has a higher documented API rate limit at 200 req/min versus Elliptic at 120 req/min.
Which data hosting regions do Xendit and Elliptic support?+
Xendit lists hosting regions: ID-Jakarta, PH-Manila. Elliptic lists hosting regions: UK-London, US-New York, AP-Singapore. For data residency requirements in Southeast Asia, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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