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Head-to-Head Specification Audit

Xendit vs AWS

Indonesian & SEA Businesses · Southeast Asia

Payment Processing

Xendit

Indonesian & SEA Businesses · Southeast Asia

Visit Xendit →

Cloud Hosting & Edge

AWS

Enterprise & SaaS Developers · Global

Visit AWS →

Specification Matrix

Metric	Xendit	AWS
Starting Price	CustomBetter	Custom
API Rate Limit	200 req/min	N/A
Target Country	Southeast Asia	Global
Category	Payment Processing	Cloud Hosting & Edge
Compliance	Bank Indonesia Regulated, PDP Law	GDPR, CCPA, POPIA, SOC2, ISO27001, HIPAA, FedRAMP
Hosting Regions	ID-Jakarta, PH-Manila	US-East, US-West, EU-West, AP-Southeast, AU-East, AF-South-ZA
Native Integrations	4 listed	7 listedBetter

Xendit — Key Specs

✓Leading payment gateway in Indonesia — $150M+ in funding
✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
✓Virtual account payments — the primary B2B payment method in Indonesia
✓Expanding to Philippines, Vietnam, Malaysia, and Thailand

AWS — Key Specs

✓Cape Town region (af-south-1) provides local ZA data residency for POPIA compliance
✓200+ cloud services covering compute, storage, AI, databases, and IoT
✓99.99% uptime SLA on core services including S3, RDS, and EC2
✓Spot Instances reduce compute costs by up to 90% for fault-tolerant workloads

Frequently Asked Questions

What is cheaper, Xendit or AWS?+

Both tools start at $0/mo on their entry plans.

Which tool is better for compliance — Xendit or AWS?+

Xendit additionally supports Bank Indonesia Regulated, PDP Law. AWS additionally supports GDPR, CCPA, POPIA, SOC2, ISO27001, HIPAA, FedRAMP.

Is Xendit or AWS compliant with South Africa's POPIA?+

AWS supports POPIA compliance. Xendit does not list POPIA as a supported framework.

Which tool is better suited for Southeast Asia?+

Xendit is evaluated for Indonesian & SEA Businesses in Southeast Asia with hosting regions: ID-Jakarta, PH-Manila. AWS has hosting regions: US-East, US-West, EU-West, AP-Southeast, AU-East, AF-South-ZA. For data residency in Southeast Asia, check each vendor's data processing agreements.

Data last verified: 25 June 2026

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