Head-to-Head Specification Audit
Truora vs PayFast
Latin American Fintechs & Marketplaces · Latin America
KYC & Identity Verification
Truora
Latin American Fintechs & Marketplaces · Latin America
Visit Truora →Specification Matrix
| Metric | Truora | PayFast |
|---|---|---|
| Starting Price | $83/mo | CustomBetter |
| API Rate Limit | 120 req/minBetter | 60 req/min |
| Target Country | Latin America | South Africa |
| Category | KYC & Identity Verification | Payment Processing API |
| Compliance | LGPD Brazil, Mexico LFPDPPP, Colombia Habeas Data, FATF | POPIA, PCI-DSS |
| Hosting Regions | US-East, BR-São Paulo, CO-Bogotá | ZA-Cape-Town, ZA-Johannesburg |
| Native Integrations | 4 listed | 6 listedBetter |
Truora — Key Specs
- ✓Latin America-first KYC covering 18 countries including Brazil, Mexico, Colombia
- ✓CNPJ/CPF verification for Brazil — deepest LatAm coverage
- ✓Background checks, judicial records, and identity in one API
- ✓PEP and sanctions screening for FATF-member jurisdictions
- ✓SOC2 Type II certified — trusted by Rappi, Bancolombia, OXXO
PayFast — Key Specs
- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
Frequently Asked Questions
What is cheaper, Truora or PayFast?+
PayFast starts at $0/mo, which is lower than Truora at $83/mo.
Which tool is better for compliance — Truora or PayFast?+
Truora additionally supports LGPD Brazil, Mexico LFPDPPP, Colombia Habeas Data, FATF. PayFast additionally supports POPIA, PCI-DSS.
Is Truora or PayFast compliant with South Africa's POPIA?+
PayFast supports POPIA compliance. Truora does not list POPIA as a supported framework.
Which has a higher API rate limit — Truora or PayFast?+
Truora has a higher API rate limit at 120 requests per minute. Truora: 120 req/min. PayFast: 60 req/min.
Which tool is better suited for Latin America?+
Truora is evaluated for Latin American Fintechs & Marketplaces in Latin America with hosting regions: US-East, BR-São Paulo, CO-Bogotá. PayFast has hosting regions: ZA-Cape-Town, ZA-Johannesburg. For data residency in Latin America, check each vendor's data processing agreements.
Data last verified: 3 July 2026
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