Head-to-Head Specification Audit
PayFast vs Dojah
E-Commerce & SaaS Businesses · South Africa
Specification Matrix
| Metric | PayFast | Dojah |
|---|---|---|
| Starting Price | CustomBetter | $4/mo |
| API Rate Limit | 60 req/min | 300 req/minBetter |
| Target Country | South Africa | Africa |
| Category | Payment Processing API | KYC & Identity Verification |
| Compliance | POPIA, PCI-DSS | NDPR, POPIA, Kenya DPA, FATF Recommendations |
| Hosting Regions | ZA-Cape-Town, ZA-Johannesburg | NG-Lagos, EU-West |
| Native Integrations | 6 listedBetter | 5 listed |
PayFast — Key Specs
- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
Dojah — Key Specs
- ✓Lowest-cost KYC API in Africa — from $0.04 per verification
- ✓Covers Nigeria, Ghana, Kenya, South Africa, Uganda, Rwanda
- ✓AML screening, document OCR, and liveness in one API
- ✓No-code verification flow builder — deploy in hours not weeks
- ✓Plug-and-play compliance for early-stage fintechs
Frequently Asked Questions
What is cheaper, PayFast or Dojah?+
PayFast starts at $0/mo, which is lower than Dojah at $4/mo.
Which tool is better for compliance — PayFast or Dojah?+
Both support POPIA. PayFast additionally supports PCI-DSS. Dojah additionally supports NDPR, Kenya DPA, FATF Recommendations.
Is PayFast or Dojah compliant with South Africa's POPIA?+
Both PayFast and Dojah support POPIA compliance frameworks according to their official documentation.
Which has a higher API rate limit — PayFast or Dojah?+
Dojah has a higher API rate limit at 300 requests per minute. PayFast: 60 req/min. Dojah: 300 req/min.
Which tool is better suited for South Africa?+
PayFast is evaluated for E-Commerce & SaaS Businesses in South Africa with hosting regions: ZA-Cape-Town, ZA-Johannesburg. Dojah has hosting regions: NG-Lagos, EU-West. For data residency in South Africa, check each vendor's data processing agreements.
Data last verified: 3 July 2026
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