Head-to-Head Specification Audit
Plaid vs Dojah
Financial Data API Platform · United States
Specification Matrix
| Metric | Plaid | Dojah |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 300 req/minTie | 300 req/minTie |
| Target Country | United States | Africa |
| Category | Open Banking | KYC & Identity Verification |
| Compliance (vendor-stated) | SOC2, GLBA, CCPA, PCI-DSS | NDPR, POPIA, Kenya DPA, FATF Recommendations |
| Hosting Regions | US-East, US-West | NG-Lagos, EU-West |
| Native Integrations | 6 listedBetter | 5 listed |
Plaid — Key Specs
Vendor-stated- ✓Largest open banking network in the US — connects to 12,000+ institutions
- ✓Identity verification, income verification, transaction enrichment
- ✓SOC 2 Type II, GLBA, CCPA compliant
- ✓Tokenisation protects user credentials — no password storage
Dojah — Key Specs
Vendor-stated- ✓Lowest-cost KYC API in Africa — from $0.04 per verification
- ✓Covers Nigeria, Ghana, Kenya, South Africa, Uganda, Rwanda
- ✓AML screening, document OCR, and liveness in one API
- ✓No-code verification flow builder — deploy in hours not weeks
- ✓Plug-and-play compliance for early-stage fintechs
Frequently Asked Questions
Which is lower-priced, Plaid or Dojah?+
Dojah uses custom pricing. Plaid starts at Free plan available. Contact Dojah directly for a quote.
Which compliance frameworks do Plaid and Dojah list?+
Plaid additionally lists SOC2, GLBA, CCPA, PCI-DSS. Dojah additionally lists NDPR, POPIA, Kenya DPA, FATF Recommendations. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Plaid or Dojah list POPIA as a supported compliance framework?+
Dojah lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Plaid does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — Plaid or Dojah?+
Both Plaid and Dojah have the same documented API rate limit of 300 requests per minute. Verify current limits on each vendor's developer documentation.
Which data hosting regions do Plaid and Dojah support?+
Plaid lists hosting regions: US-East, US-West. Dojah lists hosting regions: NG-Lagos, EU-West. For data residency requirements in United States, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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