Head-to-Head Specification Audit
Dojah vs Stitch Money
African Startups & Digital Platforms · Africa
Specification Matrix
| Metric | Dojah | Stitch Money |
|---|---|---|
| Starting Price | Custom pricing | Custom pricing |
| API Rate Limit | 300 req/minBetter | 100 req/min |
| Target Country | Africa | South Africa |
| Category | KYC & Identity Verification | Open Banking |
| Compliance (vendor-stated) | NDPR, POPIA, Kenya DPA, FATF Recommendations | POPIA, PCI-DSS |
| Hosting Regions | NG-Lagos, EU-West | AF-South |
| Native Integrations | 5 listed | 6 listedBetter |
Dojah — Key Specs
Vendor-stated- ✓Lowest-cost KYC API in Africa — from $0.04 per verification
- ✓Covers Nigeria, Ghana, Kenya, South Africa, Uganda, Rwanda
- ✓AML screening, document OCR, and liveness in one API
- ✓No-code verification flow builder — deploy in hours not weeks
- ✓Plug-and-play compliance for early-stage fintechs
Stitch Money — Key Specs
Vendor-stated- ✓South Africa's leading open banking API — Plaid equivalent for SA
- ✓Instant EFT, account verification, income verification
- ✓Lists POPIA compliance framework — SA data residency only (vendor-stated)
- ✓Used by Lula, Zoona, LifeCheq for credit scoring
Frequently Asked Questions
Which is lower-priced, Dojah or Stitch Money?+
Both Dojah and Stitch Money use custom pricing — contact each vendor directly for a quote.
Which compliance frameworks do Dojah and Stitch Money list?+
Both list POPIA in their vendor documentation. Dojah additionally lists NDPR, Kenya DPA, FATF Recommendations. Stitch Money additionally lists PCI-DSS. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Dojah or Stitch Money list POPIA as a supported compliance framework?+
Dojah lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Stitch Money lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information.
Which has a higher documented API rate limit — Dojah or Stitch Money?+
Dojah has a higher documented API rate limit at 300 req/min versus Stitch Money at 100 req/min.
Which data hosting regions do Dojah and Stitch Money support?+
Dojah lists hosting regions: NG-Lagos, EU-West. Stitch Money lists hosting regions: AF-South. For data residency requirements in Africa, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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