Head-to-Head Specification Audit
Yoco vs Linear
South African SMB POS & Payments · South Africa
Specification Matrix
| Metric | Yoco | Linear |
|---|---|---|
| Starting Price | $0/moBetter | $8/mo |
| API Rate Limit | 80 req/min | 200 req/minBetter |
| Target Country | South Africa | Global |
| Category | Payments Platform | Project Management |
| Compliance (vendor-stated) | POPIA, PCI-DSS | GDPR, SOC2 |
| Hosting Regions | AF-South | US-East, EU-West |
| Native Integrations | 4 listed | 6 listedBetter |
Yoco — Key Specs
Vendor-stated- ✓Dominant SMB card payment solution in SA — 150,000+ businesses
- ✓No monthly fee — pay per transaction only
- ✓Mobile POS device available nationwide
- ✓Business capital lending based on transaction history
Linear — Key Specs
Vendor-stated- ✓Fastest issue tracker — keyboard-first, sub-100ms UI
- ✓Linear AI: auto-triage, write issue descriptions, find duplicates
- ✓SOC 2 Type II, GDPR compliant
- ✓Best product for engineering teams at seed to Series B
Frequently Asked Questions
Which is lower-priced, Yoco or Linear?+
Yoco starts at Free plan available, which is lower than Linear at $8/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Yoco and Linear list?+
Yoco additionally lists POPIA, PCI-DSS. Linear additionally lists GDPR, SOC2. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Yoco or Linear list POPIA as a supported compliance framework?+
Yoco lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Linear does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — Yoco or Linear?+
Linear has a higher documented API rate limit at 200 req/min versus Yoco at 80 req/min.
Which data hosting regions do Yoco and Linear support?+
Yoco lists hosting regions: AF-South. Linear lists hosting regions: US-East, EU-West. For data residency requirements in South Africa, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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