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Head-to-Head Specification Audit
Stripe vs Adyen
Online Payment Processing · Global
Specification Matrix
| Metric | Stripe | Adyen |
|---|---|---|
| Starting Price | CustomBetter | Custom |
| API Rate Limit | 1000 req/minBetter | 500 req/min |
| Target Country | Global | Global |
| Category | Payments Platform | Payments Platform |
| Compliance | PCI-DSS, SOC2, GDPR, CCPA, ISO27001 | PCI-DSS, SOC2, GDPR, PSD2, ISO27001 |
| Hosting Regions | US-East, EU-West, AP-Southeast, US-West | EU-West, US-East, AP-Southeast, EU-Central |
| Native Integrations | 6 listedBetter | 6 listed |
Stripe — Key Specs
- ✓Best-in-class developer experience — instant API access
- ✓Radar AI fraud detection included — no additional cost
- ✓Treasury, issuing, and banking infrastructure products
- ✓SOC 2, PCI DSS Level 1, GDPR, CCPA compliant
Adyen — Key Specs
- ✓Single acquiring platform for 200+ payment methods globally
- ✓Issuing: virtual/physical cards for expense management
- ✓PSD2 SCA built-in with AI-powered SCA exemption engine
- ✓EU data residency, GDPR DPA, PCI DSS Level 1
Frequently Asked Questions
What is cheaper, Stripe or Adyen?+
Both tools start at $0/mo on their entry plans.
Which tool is better for compliance — Stripe or Adyen?+
Both support PCI-DSS, SOC2, GDPR, ISO27001. Stripe additionally supports CCPA. Adyen additionally supports PSD2.
Which has a higher API rate limit — Stripe or Adyen?+
Stripe has a higher API rate limit at 1000 requests per minute. Stripe: 1000 req/min. Adyen: 500 req/min.
Which tool is better suited for Global?+
Stripe is evaluated for Online Payment Processing in Global with hosting regions: US-East, EU-West, AP-Southeast, US-West. Adyen has hosting regions: EU-West, US-East, AP-Southeast, EU-Central. For data residency in Global, check each vendor's data processing agreements.
Data last verified: 26 June 2026
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