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Head-to-Head Specification Audit
Razorpay vs Railway
Indian SMBs & Startups · India
Specification Matrix
| Metric | Razorpay | Railway |
|---|---|---|
| Starting Price | CustomBetter | $5/mo |
| API Rate Limit | 300 req/min | N/A |
| Target Country | India | Global |
| Category | Payment Processing | Cloud Hosting & Edge |
| Compliance | PCI-DSS, RBI Compliance | SOC2, GDPR |
| Hosting Regions | IN-Mumbai, IN-Bangalore | US-East, EU-West |
| Native Integrations | 6 listedBetter | 6 listed |
Razorpay — Key Specs
- ✓#1 payment gateway in India — 8M+ businesses use it
- ✓Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
- ✓Razorpay Capital offers working capital loans based on transaction history
- ✓RazorpayX business banking with INR-denominated accounts
Railway — Key Specs
- ✓Zero-config deployment: push any Dockerfile or Nixpacks-compatible repo and it runs
- ✓Managed PostgreSQL, Redis, and MySQL with automatic backups included
- ✓Private networking between services on the same project at no extra cost
- ✓$5/mo Hobby plan includes $5 of compute credit — most small apps run free
Frequently Asked Questions
What is cheaper, Razorpay or Railway?+
Razorpay starts at $0/mo, which is lower than Railway at $5/mo.
Which tool is better for compliance — Razorpay or Railway?+
Razorpay additionally supports PCI-DSS, RBI Compliance. Railway additionally supports SOC2, GDPR.
Which tool is better suited for India?+
Razorpay is evaluated for Indian SMBs & Startups in India with hosting regions: IN-Mumbai, IN-Bangalore. Railway has hosting regions: US-East, EU-West. For data residency in India, check each vendor's data processing agreements.
Data last verified: 25 June 2026
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