Head-to-Head Specification Audit
Razorpay vs ClearTax GST
Indian SMBs & Startups · India
Specification Matrix
| Metric | Razorpay | ClearTax GST |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 300 req/minBetter | 120 req/min |
| Target Country | India | India |
| Category | Payment Processing | GST & Tax Compliance |
| Compliance (vendor-stated) | PCI-DSS, RBI Compliance | India GST, Income Tax Act, Companies Act 2013, MCA21 |
| Hosting Regions | IN-Mumbai, IN-Bangalore | IN-Mumbai, IN-Hyderabad |
| Native Integrations | 6 listedTie | 6 listedTie |
Razorpay — Key Specs
Vendor-stated- ✓#1 payment gateway in India — 8M+ businesses use it
- ✓Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
- ✓Razorpay Capital offers working capital loans based on transaction history
- ✓RazorpayX business banking with INR-denominated accounts
ClearTax GST — Key Specs
Vendor-stated- ✓Serves 4,000+ enterprises including Fortune 500 India subsidiaries
- ✓Automated GSTR-1/3B/9 reconciliation with ITC maximisation
- ✓AI detects mismatches between purchase register and GSTN portal
- ✓Direct API integration with Indian GST Network (GSTN)
- ✓E-invoicing (IRP) generation and IRN archival built-in
Frequently Asked Questions
Which is lower-priced, Razorpay or ClearTax GST?+
ClearTax GST uses custom pricing. Razorpay starts at Free plan available. Contact ClearTax GST directly for a quote.
Which compliance frameworks do Razorpay and ClearTax GST list?+
Razorpay additionally lists PCI-DSS, RBI Compliance. ClearTax GST additionally lists India GST, Income Tax Act, Companies Act 2013, MCA21. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Razorpay or ClearTax GST?+
Razorpay has a higher documented API rate limit at 300 req/min versus ClearTax GST at 120 req/min.
Which data hosting regions do Razorpay and ClearTax GST support?+
Razorpay lists hosting regions: IN-Mumbai, IN-Bangalore. ClearTax GST lists hosting regions: IN-Mumbai, IN-Hyderabad. For data residency requirements in India, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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