Head-to-Head Specification Audit
Razorpay vs Chargebee
Indian SMBs & Startups · India
Specification Matrix
| Metric | Razorpay | Chargebee |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 300 req/minBetter | 200 req/min |
| Target Country | India | Global |
| Category | Payment Processing | SaaS Billing |
| Compliance (vendor-stated) | PCI-DSS, RBI Compliance | GDPR, ISO27001, PCI-DSS, SOC2 |
| Hosting Regions | IN-Mumbai, IN-Bangalore | US-East, EU-West, AP-Southeast |
| Native Integrations | 6 listedTie | 6 listedTie |
Razorpay — Key Specs
Vendor-stated- ✓#1 payment gateway in India — 8M+ businesses use it
- ✓Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
- ✓Razorpay Capital offers working capital loans based on transaction history
- ✓RazorpayX business banking with INR-denominated accounts
Chargebee — Key Specs
Vendor-stated- ✓Most complete subscription lifecycle management platform
- ✓AI revenue recovery: smart dunning and failed payment retries
- ✓SOC 2, GDPR, PCI DSS Level 1 compliant
- ✓RevRec: ASC 606/IFRS 15 revenue recognition automation
Frequently Asked Questions
Which is lower-priced, Razorpay or Chargebee?+
Chargebee uses custom pricing. Razorpay starts at Free plan available. Contact Chargebee directly for a quote.
Which compliance frameworks do Razorpay and Chargebee list?+
Both list PCI-DSS in their vendor documentation. Razorpay additionally lists RBI Compliance. Chargebee additionally lists GDPR, ISO27001, SOC2. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Razorpay or Chargebee?+
Razorpay has a higher documented API rate limit at 300 req/min versus Chargebee at 200 req/min.
Which data hosting regions do Razorpay and Chargebee support?+
Razorpay lists hosting regions: IN-Mumbai, IN-Bangalore. Chargebee lists hosting regions: US-East, EU-West, AP-Southeast. For data residency requirements in India, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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