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Head-to-Head Specification Audit
Razorpay vs AWS
Indian SMBs & Startups · India
Specification Matrix
| Metric | Razorpay | AWS |
|---|---|---|
| Starting Price | CustomBetter | Custom |
| API Rate Limit | 300 req/min | N/A |
| Target Country | India | Global |
| Category | Payment Processing | Cloud Hosting & Edge |
| Compliance | PCI-DSS, RBI Compliance | GDPR, CCPA, POPIA, SOC2, ISO27001, HIPAA, FedRAMP |
| Hosting Regions | IN-Mumbai, IN-Bangalore | US-East, US-West, EU-West, AP-Southeast, AU-East, AF-South-ZA |
| Native Integrations | 6 listed | 7 listedBetter |
Razorpay — Key Specs
- ✓#1 payment gateway in India — 8M+ businesses use it
- ✓Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
- ✓Razorpay Capital offers working capital loans based on transaction history
- ✓RazorpayX business banking with INR-denominated accounts
AWS — Key Specs
- ✓Cape Town region (af-south-1) provides local ZA data residency for POPIA compliance
- ✓200+ cloud services covering compute, storage, AI, databases, and IoT
- ✓99.99% uptime SLA on core services including S3, RDS, and EC2
- ✓Spot Instances reduce compute costs by up to 90% for fault-tolerant workloads
Frequently Asked Questions
What is cheaper, Razorpay or AWS?+
Both tools start at $0/mo on their entry plans.
Which tool is better for compliance — Razorpay or AWS?+
Razorpay additionally supports PCI-DSS, RBI Compliance. AWS additionally supports GDPR, CCPA, POPIA, SOC2, ISO27001, HIPAA, FedRAMP.
Is Razorpay or AWS compliant with South Africa's POPIA?+
AWS supports POPIA compliance. Razorpay does not list POPIA as a supported framework.
Which tool is better suited for India?+
Razorpay is evaluated for Indian SMBs & Startups in India with hosting regions: IN-Mumbai, IN-Bangalore. AWS has hosting regions: US-East, US-West, EU-West, AP-Southeast, AU-East, AF-South-ZA. For data residency in India, check each vendor's data processing agreements.
Data last verified: 25 June 2026
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