Head-to-Head Specification Audit
Razorpay vs AWS
Indian SMBs & Startups · India
Specification Matrix
| Metric | Razorpay | AWS |
|---|---|---|
| Starting Price | $0/moTie | $0/moTie |
| API Rate Limit | 300 req/min | Not confirmed |
| Target Country | India | Global |
| Category | Payment Processing | Cloud Hosting & Edge |
| Compliance (vendor-stated) | PCI-DSS, RBI Compliance | GDPR, CCPA, POPIA, SOC2, ISO27001, HIPAA, FedRAMP |
| Hosting Regions | IN-Mumbai, IN-Bangalore | US-East, US-West, EU-West, AP-Southeast, AU-East, AF-South-ZA |
| Native Integrations | 6 listed | 7 listedBetter |
Razorpay — Key Specs
Vendor-stated- ✓#1 payment gateway in India — 8M+ businesses use it
- ✓Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
- ✓Razorpay Capital offers working capital loans based on transaction history
- ✓RazorpayX business banking with INR-denominated accounts
AWS — Key Specs
Vendor-stated- ✓Cape Town region (af-south-1) provides local ZA data residency for POPIA compliance
- ✓200+ cloud services covering compute, storage, AI, databases, and IoT
- ✓99.99% uptime SLA on core services including S3, RDS, and EC2
- ✓Spot Instances reduce compute costs by up to 90% for fault-tolerant workloads
Frequently Asked Questions
Which is lower-priced, Razorpay or AWS?+
Both tools start at Free plan available on their entry plans.
Which compliance frameworks do Razorpay and AWS list?+
Razorpay additionally lists PCI-DSS, RBI Compliance. AWS additionally lists GDPR, CCPA, POPIA, SOC2, ISO27001, HIPAA, FedRAMP. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Razorpay or AWS list POPIA as a supported compliance framework?+
AWS lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Razorpay does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — Razorpay or AWS?+
Available information does not support a direct comparison of API rate limits for these tools. Check each vendor's developer documentation.
Which data hosting regions do Razorpay and AWS support?+
Razorpay lists hosting regions: IN-Mumbai, IN-Bangalore. AWS lists hosting regions: US-East, US-West, EU-West, AP-Southeast, AU-East, AF-South-ZA. For data residency requirements in India, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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