Head-to-Head Specification Audit
Plaid vs Make
Financial Data API Platform · United States
Specification Matrix
| Metric | Plaid | Make |
|---|---|---|
| Starting Price | $0/moBetter | $9/mo |
| API Rate Limit | 300 req/min | Not confirmed |
| Target Country | United States | Global |
| Category | Open Banking | Workflow Automation |
| Compliance (vendor-stated) | SOC2, GLBA, CCPA, PCI-DSS | GDPR, SOC2 |
| Hosting Regions | US-East, US-West | EU |
| Native Integrations | 6 listed | 7 listedBetter |
Plaid — Key Specs
Vendor-stated- ✓Largest open banking network in the US — connects to 12,000+ institutions
- ✓Identity verification, income verification, transaction enrichment
- ✓SOC 2 Type II, GLBA, CCPA compliant
- ✓Tokenisation protects user credentials — no password storage
Make — Key Specs
Vendor-stated- ✓Visual scenario builder handles complex branching logic not possible in Zapier
- ✓10,000 operations/month on Free tier vs Zapier's 100 tasks
- ✓HTTP/SOAP module enables direct API calls to any endpoint without a connector
- ✓Real-time trigger execution — no polling delays unlike Zapier free tier
Frequently Asked Questions
Which is lower-priced, Plaid or Make?+
Plaid starts at Free plan available, which is lower than Make at $9/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Plaid and Make list?+
Both list SOC2 in their vendor documentation. Plaid additionally lists GLBA, CCPA, PCI-DSS. Make additionally lists GDPR. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Plaid or Make?+
Available information does not support a direct comparison of API rate limits for these tools. Check each vendor's developer documentation.
Which data hosting regions do Plaid and Make support?+
Plaid lists hosting regions: US-East, US-West. Make lists hosting regions: EU. For data residency requirements in United States, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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