Head-to-Head Specification Audit
Plaid vs Holm Security
Financial Data API Platform · United States
NIS2 Cybersecurity Compliance
Holm Security
Critical Infrastructure & Mid-Market IT · European Union
Visit Holm Security →Specification Matrix
| Metric | Plaid | Holm Security |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 300 req/minBetter | 60 req/min |
| Target Country | United States | European Union |
| Category | Open Banking | NIS2 Cybersecurity Compliance |
| Compliance (vendor-stated) | SOC2, GLBA, CCPA, PCI-DSS | NIS2, ISO 27001, GDPR, CIS Controls, DORA |
| Hosting Regions | US-East, US-West | EU-North, EU-West |
| Native Integrations | 6 listedBetter | 4 listed |
Plaid — Key Specs
Vendor-stated- ✓Largest open banking network in the US — connects to 12,000+ institutions
- ✓Identity verification, income verification, transaction enrichment
- ✓SOC 2 Type II, GLBA, CCPA compliant
- ✓Tokenisation protects user credentials — no password storage
Holm Security — Key Specs
Vendor-stated- ✓First vulnerability management platform with NIS2 compliance module
- ✓Combined network + web app + API scanning in one platform
- ✓Automated NIS2 Article 21 risk assessment reports
- ✓Continuous monitoring with 24-hour incident detection SLA
- ✓Swedish-headquartered — native EU data residency
Frequently Asked Questions
Which is lower-priced, Plaid or Holm Security?+
Holm Security uses custom pricing. Plaid starts at Free plan available. Contact Holm Security directly for a quote.
Which compliance frameworks do Plaid and Holm Security list?+
Plaid additionally lists SOC2, GLBA, CCPA, PCI-DSS. Holm Security additionally lists NIS2, ISO 27001, GDPR, CIS Controls, DORA. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Plaid or Holm Security?+
Plaid has a higher documented API rate limit at 300 req/min versus Holm Security at 60 req/min.
Which data hosting regions do Plaid and Holm Security support?+
Plaid lists hosting regions: US-East, US-West. Holm Security lists hosting regions: EU-North, EU-West. For data residency requirements in United States, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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