Head-to-Head Specification Audit
Plaid vs Epic Systems
Financial Data API Platform · United States
Healthcare Software
Epic Systems
Enterprise Electronic Health Records · United States
Visit Epic Systems →Specification Matrix
| Metric | Plaid | Epic Systems |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 300 req/minBetter | 200 req/min |
| Target Country | United States | United States |
| Category | Open Banking | Healthcare Software |
| Compliance (vendor-stated) | SOC2, GLBA, CCPA, PCI-DSS | HIPAA, ONC, SOC2, HL7-FHIR, FDA-SaMD |
| Hosting Regions | US-East, US-West | US-East, US-West |
| Native Integrations | 6 listedBetter | 5 listed |
Plaid — Key Specs
Vendor-stated- ✓Largest open banking network in the US — connects to 12,000+ institutions
- ✓Identity verification, income verification, transaction enrichment
- ✓SOC 2 Type II, GLBA, CCPA compliant
- ✓Tokenisation protects user credentials — no password storage
Epic Systems — Key Specs
Vendor-stated- ✓Largest EHR market share (35%+ of US hospital beds)
- ✓MyChart patient portal with 200M+ registered patients
- ✓Epic AI (Cosmos) — largest real-world clinical dataset for AI training
- ✓ONC-certified, HIPAA, HL7 FHIR R4 compliant
Frequently Asked Questions
Which is lower-priced, Plaid or Epic Systems?+
Epic Systems uses custom pricing. Plaid starts at Free plan available. Contact Epic Systems directly for a quote.
Which compliance frameworks do Plaid and Epic Systems list?+
Both list SOC2 in their vendor documentation. Plaid additionally lists GLBA, CCPA, PCI-DSS. Epic Systems additionally lists HIPAA, ONC, HL7-FHIR, FDA-SaMD. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Plaid or Epic Systems?+
Plaid has a higher documented API rate limit at 300 req/min versus Epic Systems at 200 req/min.
Which data hosting regions do Plaid and Epic Systems support?+
Plaid lists hosting regions: US-East, US-West. Epic Systems lists hosting regions: US-East, US-West. For data residency requirements in United States, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
Related Open Banking Comparisons
Is this your tool?
Claim or upgrade your VektorIndex listing
Get a Verified badge, add your own specs, and appear at the top of comparison pages.