Head-to-Head Specification Audit
Peach Payments vs PayFast
South African Payment Gateway · South Africa
Specification Matrix
| Metric | Peach Payments | PayFast |
|---|---|---|
| Starting Price | CustomBetter | Custom |
| API Rate Limit | 100 req/minBetter | 60 req/min |
| Target Country | South Africa | South Africa |
| Category | Payments Platform | Payment Processing API |
| Compliance | PCI-DSS, POPIA | POPIA, PCI-DSS |
| Hosting Regions | AF-South | ZA-Cape-Town, ZA-Johannesburg |
| Native Integrations | 5 listed | 6 listedBetter |
Peach Payments — Key Specs
- ✓Leading South African payment gateway for e-commerce
- ✓All SA payment methods: Visa/MC, Ozow EFT, Capitec Pay, SnapScan, Zapper
- ✓POPIA compliant — ZA data residency
- ✓PCI DSS Level 1 certified
PayFast — Key Specs
- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
Frequently Asked Questions
What is cheaper, Peach Payments or PayFast?+
Both tools start at $0/mo on their entry plans.
Which tool is better for compliance — Peach Payments or PayFast?+
Both support PCI-DSS, POPIA.
Is Peach Payments or PayFast compliant with South Africa's POPIA?+
Both Peach Payments and PayFast support POPIA compliance frameworks according to their official documentation.
Which has a higher API rate limit — Peach Payments or PayFast?+
Peach Payments has a higher API rate limit at 100 requests per minute. Peach Payments: 100 req/min. PayFast: 60 req/min.
Which tool is better suited for South Africa?+
Peach Payments is evaluated for South African Payment Gateway in South Africa with hosting regions: AF-South. PayFast has hosting regions: ZA-Cape-Town, ZA-Johannesburg. For data residency in South Africa, check each vendor's data processing agreements.
Data last verified: 26 June 2026
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