Head-to-Head Specification Audit
Peach Payments vs PayFast
South African Payment Gateway · South Africa
Specification Matrix
| Metric | Peach Payments | PayFast |
|---|---|---|
| Starting Price | $0/moTie | $0/moTie |
| API Rate Limit | 100 req/minBetter | 60 req/min |
| Target Country | South Africa | South Africa |
| Category | Payments Platform | Payment Processing API |
| Compliance (vendor-stated) | PCI-DSS, POPIA | POPIA, PCI-DSS |
| Hosting Regions | AF-South | ZA-Cape-Town, ZA-Johannesburg |
| Native Integrations | 5 listed | 6 listedBetter |
Peach Payments — Key Specs
Vendor-stated- ✓Leading South African payment gateway for e-commerce
- ✓All SA payment methods: Visa/MC, Ozow EFT, Capitec Pay, SnapScan, Zapper
- ✓Lists POPIA compliance framework — ZA data residency (vendor-stated)
- ✓PCI DSS Level 1 certified
PayFast — Key Specs
Vendor-stated- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
Frequently Asked Questions
Which is lower-priced, Peach Payments or PayFast?+
Both tools start at Free plan available on their entry plans.
Which compliance frameworks do Peach Payments and PayFast list?+
Both list PCI-DSS, POPIA in their vendor documentation. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Peach Payments or PayFast list POPIA as a supported compliance framework?+
Peach Payments lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. PayFast lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information.
Which has a higher documented API rate limit — Peach Payments or PayFast?+
Peach Payments has a higher documented API rate limit at 100 req/min versus PayFast at 60 req/min.
Which data hosting regions do Peach Payments and PayFast support?+
Peach Payments lists hosting regions: AF-South. PayFast lists hosting regions: ZA-Cape-Town, ZA-Johannesburg. For data residency requirements in South Africa, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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