Head-to-Head Specification Audit
PayFast vs OneTrust
E-Commerce & SaaS Businesses · South Africa
Specification Matrix
| Metric | PayFast | OneTrust |
|---|---|---|
| Starting Price | CustomBetter | $180/mo |
| API Rate Limit | 60 req/min | 300 req/minBetter |
| Target Country | South Africa | South Africa |
| Category | Payment Processing API | Privacy & Compliance |
| Compliance | POPIA, PCI-DSS | POPIA, GDPR, CCPA, LGPD, ISO27001 |
| Hosting Regions | ZA-Cape-Town, ZA-Johannesburg | US, EU, ZA |
| Native Integrations | 6 listedBetter | 5 listed |
PayFast — Key Specs
- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
OneTrust — Key Specs
- ✓POPIA + GDPR + CCPA in one platform
- ✓Consent management built-in
- ✓Data mapping for POPIA Article 22
- ✓Used by 14,000+ companies globally
- ✓Automated DSAR (data subject request) handling
Frequently Asked Questions
What is cheaper, PayFast or OneTrust?+
PayFast starts at $0/mo, which is lower than OneTrust at $180/mo.
Which tool is better for compliance — PayFast or OneTrust?+
Both support POPIA. PayFast additionally supports PCI-DSS. OneTrust additionally supports GDPR, CCPA, LGPD, ISO27001.
Is PayFast or OneTrust compliant with South Africa's POPIA?+
Both PayFast and OneTrust support POPIA compliance frameworks according to their official documentation.
Which has a higher API rate limit — PayFast or OneTrust?+
OneTrust has a higher API rate limit at 300 requests per minute. PayFast: 60 req/min. OneTrust: 300 req/min.
Which tool is better suited for South Africa?+
PayFast is evaluated for E-Commerce & SaaS Businesses in South Africa with hosting regions: ZA-Cape-Town, ZA-Johannesburg. OneTrust has hosting regions: US, EU, ZA. For data residency in South Africa, check each vendor's data processing agreements.
Data last verified: 25 June 2026
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