Head-to-Head Specification Audit
PayFast vs Holm Security
E-Commerce & SaaS Businesses · South Africa
NIS2 Cybersecurity Compliance
Holm Security
Critical Infrastructure & Mid-Market IT · European Union
Visit Holm Security →Specification Matrix
| Metric | PayFast | Holm Security |
|---|---|---|
| Starting Price | CustomBetter | $416/mo |
| API Rate Limit | 60 req/minBetter | 60 req/min |
| Target Country | South Africa | European Union |
| Category | Payment Processing API | NIS2 Cybersecurity Compliance |
| Compliance | POPIA, PCI-DSS | NIS2, ISO 27001, GDPR, CIS Controls, DORA |
| Hosting Regions | ZA-Cape-Town, ZA-Johannesburg | EU-North, EU-West |
| Native Integrations | 6 listedBetter | 4 listed |
PayFast — Key Specs
- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
Holm Security — Key Specs
- ✓First vulnerability management platform with NIS2 compliance module
- ✓Combined network + web app + API scanning in one platform
- ✓Automated NIS2 Article 21 risk assessment reports
- ✓Continuous monitoring with 24-hour incident detection SLA
- ✓Swedish-headquartered — native EU data residency
Frequently Asked Questions
What is cheaper, PayFast or Holm Security?+
PayFast starts at $0/mo, which is lower than Holm Security at $416/mo.
Which tool is better for compliance — PayFast or Holm Security?+
PayFast additionally supports POPIA, PCI-DSS. Holm Security additionally supports NIS2, ISO 27001, GDPR, CIS Controls, DORA.
Is PayFast or Holm Security compliant with South Africa's POPIA?+
PayFast supports POPIA compliance. Holm Security does not list POPIA as a supported framework.
Which has a higher API rate limit — PayFast or Holm Security?+
PayFast has a higher API rate limit at 60 requests per minute. PayFast: 60 req/min. Holm Security: 60 req/min.
Which tool is better suited for South Africa?+
PayFast is evaluated for E-Commerce & SaaS Businesses in South Africa with hosting regions: ZA-Cape-Town, ZA-Johannesburg. Holm Security has hosting regions: EU-North, EU-West. For data residency in South Africa, check each vendor's data processing agreements.
Data last verified: 3 July 2026
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