Head-to-Head Specification Audit
Dojah vs Plaid
African Startups & Digital Platforms · Africa
Specification Matrix
| Metric | Dojah | Plaid |
|---|---|---|
| Starting Price | Custom pricing | $0/mo |
| API Rate Limit | 300 req/minTie | 300 req/minTie |
| Target Country | Africa | United States |
| Category | KYC & Identity Verification | Open Banking |
| Compliance (vendor-stated) | NDPR, POPIA, Kenya DPA, FATF Recommendations | SOC2, GLBA, CCPA, PCI-DSS |
| Hosting Regions | NG-Lagos, EU-West | US-East, US-West |
| Native Integrations | 5 listed | 6 listedBetter |
Dojah — Key Specs
Vendor-stated- ✓Lowest-cost KYC API in Africa — from $0.04 per verification
- ✓Covers Nigeria, Ghana, Kenya, South Africa, Uganda, Rwanda
- ✓AML screening, document OCR, and liveness in one API
- ✓No-code verification flow builder — deploy in hours not weeks
- ✓Plug-and-play compliance for early-stage fintechs
Plaid — Key Specs
Vendor-stated- ✓Largest open banking network in the US — connects to 12,000+ institutions
- ✓Identity verification, income verification, transaction enrichment
- ✓SOC 2 Type II, GLBA, CCPA compliant
- ✓Tokenisation protects user credentials — no password storage
Frequently Asked Questions
Which is lower-priced, Dojah or Plaid?+
Dojah uses custom pricing. Plaid starts at Free plan available. Contact Dojah directly for a quote.
Which compliance frameworks do Dojah and Plaid list?+
Dojah additionally lists NDPR, POPIA, Kenya DPA, FATF Recommendations. Plaid additionally lists SOC2, GLBA, CCPA, PCI-DSS. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Dojah or Plaid list POPIA as a supported compliance framework?+
Dojah lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Plaid does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — Dojah or Plaid?+
Both Dojah and Plaid have the same documented API rate limit of 300 requests per minute. Verify current limits on each vendor's developer documentation.
Which data hosting regions do Dojah and Plaid support?+
Dojah lists hosting regions: NG-Lagos, EU-West. Plaid lists hosting regions: US-East, US-West. For data residency requirements in Africa, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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