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Head-to-Head Specification Audit

Stitch Money vs Supabase

South African Open Banking API · South Africa

Open Banking

Stitch Money

South African Open Banking API · South Africa

Visit Stitch Money

Database & Backend

Supabase

SaaS Developers · Global

Visit Supabase

Specification Matrix

MetricStitch MoneySupabase
Starting PriceCustomBetter$25/mo
API Rate Limit100 req/min500 req/minBetter
Target CountrySouth AfricaGlobal
CategoryOpen BankingDatabase & Backend
CompliancePOPIA, PCI-DSSGDPR, SOC2, HIPAA
Hosting RegionsAF-SouthUS-East, EU-West, AP-Southeast
Native Integrations6 listed7 listedBetter

Stitch Money — Key Specs

  • South Africa's leading open banking API — Plaid equivalent for SA
  • Instant EFT, account verification, income verification
  • POPIA compliant — SA data residency only
  • Used by Lula, Zoona, LifeCheq for credit scoring

Supabase — Key Specs

  • Full PostgreSQL — no proprietary query language lock-in
  • Built-in Auth, Realtime, and Storage in a single project dashboard
  • Row Level Security (RLS) policies enforce data access at the database layer
  • REST and GraphQL APIs auto-generated from your schema — zero boilerplate

Frequently Asked Questions

What is cheaper, Stitch Money or Supabase?+

Stitch Money starts at $0/mo, which is lower than Supabase at $25/mo.

Which tool is better for compliance — Stitch Money or Supabase?+

Stitch Money additionally supports POPIA, PCI-DSS. Supabase additionally supports GDPR, SOC2, HIPAA.

Is Stitch Money or Supabase compliant with South Africa's POPIA?+

Stitch Money supports POPIA compliance. Supabase does not list POPIA as a supported framework.

Which has a higher API rate limit — Stitch Money or Supabase?+

Supabase has a higher API rate limit at 500 requests per minute. Stitch Money: 100 req/min. Supabase: 500 req/min.

Which tool is better suited for South Africa?+

Stitch Money is evaluated for South African Open Banking API in South Africa with hosting regions: AF-South. Supabase has hosting regions: US-East, EU-West, AP-Southeast. For data residency in South Africa, check each vendor's data processing agreements.

Data last verified: 26 June 2026

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