Head-to-Head Specification Audit
Razorpay vs Shopify
Indian SMBs & Startups · India
Specification Matrix
| Metric | Razorpay | Shopify |
|---|---|---|
| Starting Price | $0/moBetter | $29/mo |
| API Rate Limit | 300 req/minBetter | 2 req/min |
| Target Country | India | South Africa |
| Category | Payment Processing | E-Commerce Platform |
| Compliance (vendor-stated) | PCI-DSS, RBI Compliance | GDPR, CCPA, PCI-DSS |
| Hosting Regions | IN-Mumbai, IN-Bangalore | US, EU, AU |
| Native Integrations | 6 listed | 7 listedBetter |
Razorpay — Key Specs
Vendor-stated- ✓#1 payment gateway in India — 8M+ businesses use it
- ✓Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
- ✓Razorpay Capital offers working capital loans based on transaction history
- ✓RazorpayX business banking with INR-denominated accounts
Shopify — Key Specs
Vendor-stated- ✓Storefront API supports headless commerce with any frontend framework
- ✓Checkout extensibility via UI Extensions — no more checkout.liquid hacks
- ✓Built-in ZAR currency support and PayFast/Peach Payments gateway integration
- ✓Webhooks for 50+ event types with automatic retry on delivery failure
Frequently Asked Questions
Which is lower-priced, Razorpay or Shopify?+
Razorpay starts at Free plan available, which is lower than Shopify at $29/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Razorpay and Shopify list?+
Both list PCI-DSS in their vendor documentation. Razorpay additionally lists RBI Compliance. Shopify additionally lists GDPR, CCPA. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Razorpay or Shopify?+
Razorpay has a higher documented API rate limit at 300 req/min versus Shopify at 2 req/min.
Which data hosting regions do Razorpay and Shopify support?+
Razorpay lists hosting regions: IN-Mumbai, IN-Bangalore. Shopify lists hosting regions: US, EU, AU. For data residency requirements in India, confirm exact region configuration directly with each vendor.
Data last updated: 1 October 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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