Head-to-Head Specification Audit
Razorpay vs SAP Ariba
Indian SMBs & Startups · India
Specification Matrix
| Metric | Razorpay | SAP Ariba |
|---|---|---|
| Starting Price | $0/mo | Custom pricing |
| API Rate Limit | 300 req/minBetter | 100 req/min |
| Target Country | India | Global |
| Category | Payment Processing | Supply Chain & Procurement |
| Compliance (vendor-stated) | PCI-DSS, RBI Compliance | SOC2, ISO27001, GDPR, UFLPA |
| Hosting Regions | IN-Mumbai, IN-Bangalore | EU-West, US-East, AP-Southeast |
| Native Integrations | 6 listedBetter | 5 listed |
Razorpay — Key Specs
Vendor-stated- ✓#1 payment gateway in India — 8M+ businesses use it
- ✓Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
- ✓Razorpay Capital offers working capital loans based on transaction history
- ✓RazorpayX business banking with INR-denominated accounts
SAP Ariba — Key Specs
Vendor-stated- ✓Largest procurement network — 4.5M suppliers connected
- ✓AI-powered spend analytics and supplier risk scoring
- ✓SOC 2, ISO 27001, GDPR compliant
- ✓UFLPA forced labor screening module available
Frequently Asked Questions
Which is lower-priced, Razorpay or SAP Ariba?+
SAP Ariba uses custom pricing. Razorpay starts at Free plan available. Contact SAP Ariba directly for a quote.
Which compliance frameworks do Razorpay and SAP Ariba list?+
Razorpay additionally lists PCI-DSS, RBI Compliance. SAP Ariba additionally lists SOC2, ISO27001, GDPR, UFLPA. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Which has a higher documented API rate limit — Razorpay or SAP Ariba?+
Razorpay has a higher documented API rate limit at 300 req/min versus SAP Ariba at 100 req/min.
Which data hosting regions do Razorpay and SAP Ariba support?+
Razorpay lists hosting regions: IN-Mumbai, IN-Bangalore. SAP Ariba lists hosting regions: EU-West, US-East, AP-Southeast. For data residency requirements in India, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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