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Head-to-Head Specification Audit

Razorpay vs Linear

Indian SMBs & Startups · India

Payment Processing

Razorpay

Indian SMBs & Startups · India

Visit Razorpay

Project Management

Linear

Engineering and Product Teams · Global

Visit Linear

Specification Matrix

MetricRazorpayLinear
Starting PriceCustomBetter$8/mo
API Rate Limit300 req/min600 req/minBetter
Target CountryIndiaGlobal
CategoryPayment ProcessingProject Management
CompliancePCI-DSS, RBI ComplianceSOC2, GDPR
Hosting RegionsIN-Mumbai, IN-BangaloreUS, EU
Native Integrations6 listedBetter6 listed

Razorpay — Key Specs

  • #1 payment gateway in India — 8M+ businesses use it
  • Supports UPI, NetBanking, Wallets, Cards, and EMI out of the box
  • Razorpay Capital offers working capital loans based on transaction history
  • RazorpayX business banking with INR-denominated accounts

Linear — Key Specs

  • Fastest issue tracker (keyboard-first)
  • Built for engineering teams
  • GitHub sync
  • Cycles = Sprints with zero friction
  • Used by best SA tech startups

Frequently Asked Questions

What is cheaper, Razorpay or Linear?+

Razorpay starts at $0/mo, which is lower than Linear at $8/mo.

Which tool is better for compliance — Razorpay or Linear?+

Razorpay additionally supports PCI-DSS, RBI Compliance. Linear additionally supports SOC2, GDPR.

Which has a higher API rate limit — Razorpay or Linear?+

Linear has a higher API rate limit at 600 requests per minute. Razorpay: 300 req/min. Linear: 600 req/min.

Which tool is better suited for India?+

Razorpay is evaluated for Indian SMBs & Startups in India with hosting regions: IN-Mumbai, IN-Bangalore. Linear has hosting regions: US, EU. For data residency in India, check each vendor's data processing agreements.

Data last verified: 25 June 2026

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