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Head-to-Head Specification Audit

PayFast vs Splash

E-Commerce & SaaS Businesses · South Africa

Payment Processing API

PayFast

E-Commerce & SaaS Businesses · South Africa

Visit PayFast →

Event Management

Splash

Corporate Marketing Teams · South Africa

Visit Splash →

Specification Matrix

MetricPayFastSplash
Starting PriceCustomBetter$99/mo
API Rate Limit60 req/min200 req/minBetter
Target CountrySouth AfricaSouth Africa
CategoryPayment Processing APIEvent Management
CompliancePOPIA, PCI-DSSGDPR, SOC2
Hosting RegionsZA-Cape-Town, ZA-JohannesburgUS
Native Integrations6 listedBetter4 listed

PayFast — Key Specs

  • ✓Only major payment gateway with POPIA-compliant ZA data residency by default
  • ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
  • ✓No monthly fee — pay 2.0–3.5% per transaction only
  • ✓Recurring billing API supports subscription SaaS models out of the box

Splash — Key Specs

  • ✓Enterprise-grade event pages
  • ✓Branded microsites in minutes
  • ✓Hybrid (in-person + virtual) event support
  • ✓Built-in ROI tracking for event marketers

Frequently Asked Questions

What is cheaper, PayFast or Splash?+

PayFast starts at $0/mo, which is lower than Splash at $99/mo.

Which tool is better for compliance — PayFast or Splash?+

PayFast additionally supports POPIA, PCI-DSS. Splash additionally supports GDPR, SOC2.

Is PayFast or Splash compliant with South Africa's POPIA?+

PayFast supports POPIA compliance. Splash does not list POPIA as a supported framework.

Which has a higher API rate limit — PayFast or Splash?+

Splash has a higher API rate limit at 200 requests per minute. PayFast: 60 req/min. Splash: 200 req/min.

Which tool is better suited for South Africa?+

PayFast is evaluated for E-Commerce & SaaS Businesses in South Africa with hosting regions: ZA-Cape-Town, ZA-Johannesburg. Splash has hosting regions: US. For data residency in South Africa, check each vendor's data processing agreements.

Data last verified: 25 June 2026

Related Payment Processing API Comparisons

PayFast vs Stripe →Splash vs Stripe →PayFast vs Paddle →Splash vs Paddle →PayFast vs Lemon Squeezy →Splash vs Lemon Squeezy →

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