Head-to-Head Specification Audit
PayFast vs Monday.com
E-Commerce & SaaS Businesses · South Africa
Specification Matrix
| Metric | PayFast | Monday.com |
|---|---|---|
| Starting Price | $0/moBetter | $9/mo |
| API Rate Limit | 60 req/minTie | 60 req/minTie |
| Target Country | South Africa | South Africa |
| Category | Payment Processing API | Project Management |
| Compliance | POPIA, PCI-DSS | GDPR, ISO27001, SOC2, CCPA |
| Hosting Regions | ZA-Cape-Town, ZA-Johannesburg | US-East, EU-West, AU |
| Native Integrations | 6 listedTie | 6 listedTie |
PayFast — Key Specs
- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
Monday.com — Key Specs
- ✓Column-level data encryption at rest and in transit
- ✓Flexible workflow automation with 200+ actions per board
- ✓Native integration with SAP and Oracle NetSuite
- ✓ISO 27001 certified data processing
Frequently Asked Questions
What is cheaper, PayFast or Monday.com?+
PayFast starts at a free plan, which is lower than Monday.com at $9/mo.
Which tool is better for compliance — PayFast or Monday.com?+
PayFast additionally supports POPIA, PCI-DSS. Monday.com additionally supports GDPR, ISO27001, SOC2, CCPA.
Is PayFast or Monday.com compliant with South Africa's POPIA?+
PayFast supports POPIA compliance. Monday.com does not list POPIA as a supported framework.
Which has a higher API rate limit — PayFast or Monday.com?+
Both PayFast and Monday.com have the same documented API rate limit of 60 requests per minute. Verify current limits on each vendor's developer documentation.
Which tool is better suited for South Africa?+
PayFast is evaluated for E-Commerce & SaaS Businesses in South Africa with hosting regions: ZA-Cape-Town, ZA-Johannesburg. Monday.com has hosting regions: US-East, EU-West, AU. For data residency in South Africa, check each vendor's data processing agreements.
Data last verified: 14 July 2026
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