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Independent directory. VektorIndex is not affiliated with or sponsored by any listed vendor. All specifications are sourced from official vendor documentation.

Head-to-Head Specification Audit

Okta vs PayFast

Enterprise IT & Security Teams · Global

Authentication & Identity

Okta

Enterprise IT & Security Teams · Global

Visit Okta

Payment Processing API

PayFast

E-Commerce & SaaS Businesses · South Africa

Visit PayFast

Specification Matrix

MetricOktaPayFast
Starting Price$2/moCustomBetter
API Rate Limit200 req/minBetter60 req/min
Target CountryGlobalSouth Africa
CategoryAuthentication & IdentityPayment Processing API
ComplianceGDPR, SOC2, ISO27001, HIPAA, FedRAMP, CCPAPOPIA, PCI-DSS
Hosting RegionsUS-East, EU-West, AP-Southeast, AU-EastZA-Cape-Town, ZA-Johannesburg
Native Integrations7 listedBetter6 listed

Okta — Key Specs

  • Universal directory manages identities across all apps from a single control plane
  • Lifecycle management automates user provisioning and deprovisioning via SCIM
  • Adaptive MFA applies contextual risk scoring to each login without user friction
  • Workforce Identity and Customer Identity both on one platform — single contract

PayFast — Key Specs

  • Only major payment gateway with POPIA-compliant ZA data residency by default
  • Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
  • No monthly fee — pay 2.0–3.5% per transaction only
  • Recurring billing API supports subscription SaaS models out of the box

Frequently Asked Questions

What is cheaper, Okta or PayFast?+

PayFast starts at $0/mo, which is lower than Okta at $2/mo.

Which tool is better for compliance — Okta or PayFast?+

Okta additionally supports GDPR, SOC2, ISO27001, HIPAA, FedRAMP, CCPA. PayFast additionally supports POPIA, PCI-DSS.

Is Okta or PayFast compliant with South Africa's POPIA?+

PayFast supports POPIA compliance. Okta does not list POPIA as a supported framework.

Which has a higher API rate limit — Okta or PayFast?+

Okta has a higher API rate limit at 200 requests per minute. Okta: 200 req/min. PayFast: 60 req/min.

Which tool is better suited for Global?+

Okta is evaluated for Enterprise IT & Security Teams in Global with hosting regions: US-East, EU-West, AP-Southeast, AU-East. PayFast has hosting regions: ZA-Cape-Town, ZA-Johannesburg. For data residency in Global, check each vendor's data processing agreements.

Data last verified: 25 June 2026

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