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Head-to-Head Specification Audit
Neon vs Wise Business
SaaS Developers · Global
Specification Matrix
| Metric | Neon | Wise Business |
|---|---|---|
| Starting Price | $19/mo | CustomBetter |
| API Rate Limit | N/A | 200 req/min |
| Target Country | Global | Global |
| Category | Database & Backend | Financial Software |
| Compliance | SOC2, GDPR | SOC2, GDPR, FCA, PCI-DSS |
| Hosting Regions | US-East, EU-West | EU-West, US-East, AP-Southeast |
| Native Integrations | 6 listedBetter | 5 listed |
Neon — Key Specs
- ✓Serverless Postgres with scale-to-zero — database pauses when idle, zero idle cost
- ✓Branching creates instant database copies for staging and PR preview environments
- ✓Autoscaling grows from 0.25 to 8 vCPUs in seconds based on connection load
- ✓Compatible with all PostgreSQL clients and ORMs — zero migration required
Wise Business — Key Specs
- ✓Real exchange rate — 8x cheaper than bank wires for cross-border
- ✓Multi-currency account holds 50+ currencies
- ✓API access for automated payouts
- ✓SOC 2, FCA, FinCEN registered
Frequently Asked Questions
What is cheaper, Neon or Wise Business?+
Wise Business starts at $0/mo, which is lower than Neon at $19/mo.
Which tool is better for compliance — Neon or Wise Business?+
Both support SOC2, GDPR. Wise Business additionally supports FCA, PCI-DSS.
Which tool is better suited for Global?+
Neon is evaluated for SaaS Developers in Global with hosting regions: US-East, EU-West. Wise Business has hosting regions: EU-West, US-East, AP-Southeast. For data residency in Global, check each vendor's data processing agreements.
Data last verified: 26 June 2026
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