Head-to-Head Specification Audit
Mekari vs PayFast
Indonesian SMBs · Indonesia
Specification Matrix
| Metric | Mekari | PayFast |
|---|---|---|
| Starting Price | $8/mo | $0/moBetter |
| API Rate Limit | 60 req/minTie | 60 req/minTie |
| Target Country | Indonesia | South Africa |
| Category | HR & People Ops | Payment Processing API |
| Compliance (vendor-stated) | PDP Law | POPIA, PCI-DSS |
| Hosting Regions | ID-Jakarta | ZA-Cape-Town, ZA-Johannesburg |
| Native Integrations | 4 listed | 6 listedBetter |
Mekari — Key Specs
Vendor-stated- ✓Leading Indonesian HR software — Gadjian, Talenta, and Jurnal combined
- ✓BPJS, PPh 21, and Indonesian payroll tax fully automated
- ✓Mobile-first design built for Indonesian workforce management
- ✓Local support in Bahasa Indonesia
PayFast — Key Specs
Vendor-stated- ✓Only major payment gateway with POPIA-compliant ZA data residency by default
- ✓Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
- ✓No monthly fee — pay 2.0–3.5% per transaction only
- ✓Recurring billing API supports subscription SaaS models out of the box
Frequently Asked Questions
Which is lower-priced, Mekari or PayFast?+
PayFast starts at Free plan available, which is lower than Mekari at $8/mo. Verify current pricing on each vendor's website.
Which compliance frameworks do Mekari and PayFast list?+
Mekari additionally lists PDP Law. PayFast additionally lists POPIA, PCI-DSS. These are vendor-stated frameworks. VektorIndex has not independently audited these claims.
Does Mekari or PayFast list POPIA as a supported compliance framework?+
PayFast lists POPIA (Protection of Personal Information Act) as a supported compliance framework per its vendor documentation. VektorIndex has not independently verified this claim. South African organisations should request the vendor's current Data Processing Agreement and confirm data residency settings before processing personal information. Mekari does not list POPIA as a supported compliance framework in its public documentation. Contact the vendor to confirm their position before processing South African personal information.
Which has a higher documented API rate limit — Mekari or PayFast?+
Both Mekari and PayFast have the same documented API rate limit of 60 requests per minute. Verify current limits on each vendor's developer documentation.
Which data hosting regions do Mekari and PayFast support?+
Mekari lists hosting regions: ID-Jakarta. PayFast lists hosting regions: ZA-Cape-Town, ZA-Johannesburg. For data residency requirements in Indonesia, confirm exact region configuration directly with each vendor.
Data last updated: 29 August 2026 — Sourced from official vendor documentation. Not independently audited. Report incorrect information
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