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Head-to-Head Specification Audit
Luno vs Railway
Businesses Accepting Crypto Payments · South Africa
Specification Matrix
| Metric | Luno | Railway |
|---|---|---|
| Starting Price | CustomBetter | $5/mo |
| API Rate Limit | 100 req/min | N/A |
| Target Country | South Africa | Global |
| Category | Cryptocurrency Exchange | Cloud Hosting & Edge |
| Compliance | FSCA, FICA, POPIA | SOC2, GDPR |
| Hosting Regions | ZA, EU | US-East, EU-West |
| Native Integrations | 2 listed | 6 listedBetter |
Luno — Key Specs
- ✓FSCA-registered in South Africa
- ✓ZAR on/off ramp
- ✓API for business accounts
- ✓Supports BTC ETH XRP USDC
- ✓Trusted by 10M+ users in SA
Railway — Key Specs
- ✓Zero-config deployment: push any Dockerfile or Nixpacks-compatible repo and it runs
- ✓Managed PostgreSQL, Redis, and MySQL with automatic backups included
- ✓Private networking between services on the same project at no extra cost
- ✓$5/mo Hobby plan includes $5 of compute credit — most small apps run free
Frequently Asked Questions
What is cheaper, Luno or Railway?+
Luno starts at $0/mo, which is lower than Railway at $5/mo.
Which tool is better for compliance — Luno or Railway?+
Luno additionally supports FSCA, FICA, POPIA. Railway additionally supports SOC2, GDPR.
Is Luno or Railway compliant with South Africa's POPIA?+
Luno supports POPIA compliance. Railway does not list POPIA as a supported framework.
Which tool is better suited for South Africa?+
Luno is evaluated for Businesses Accepting Crypto Payments in South Africa with hosting regions: ZA, EU. Railway has hosting regions: US-East, EU-West. For data residency in South Africa, check each vendor's data processing agreements.
Data last verified: 25 June 2026
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