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Head-to-Head Specification Audit
Luno vs Neon
Businesses Accepting Crypto Payments · South Africa
Specification Matrix
| Metric | Luno | Neon |
|---|---|---|
| Starting Price | CustomBetter | $19/mo |
| API Rate Limit | 100 req/min | N/A |
| Target Country | South Africa | Global |
| Category | Cryptocurrency Exchange | Database & Backend |
| Compliance | FSCA, FICA, POPIA | SOC2, GDPR |
| Hosting Regions | ZA, EU | US-East, EU-West |
| Native Integrations | 2 listed | 6 listedBetter |
Luno — Key Specs
- ✓FSCA-registered in South Africa
- ✓ZAR on/off ramp
- ✓API for business accounts
- ✓Supports BTC ETH XRP USDC
- ✓Trusted by 10M+ users in SA
Neon — Key Specs
- ✓Serverless Postgres with scale-to-zero — database pauses when idle, zero idle cost
- ✓Branching creates instant database copies for staging and PR preview environments
- ✓Autoscaling grows from 0.25 to 8 vCPUs in seconds based on connection load
- ✓Compatible with all PostgreSQL clients and ORMs — zero migration required
Frequently Asked Questions
What is cheaper, Luno or Neon?+
Luno starts at $0/mo, which is lower than Neon at $19/mo.
Which tool is better for compliance — Luno or Neon?+
Luno additionally supports FSCA, FICA, POPIA. Neon additionally supports SOC2, GDPR.
Is Luno or Neon compliant with South Africa's POPIA?+
Luno supports POPIA compliance. Neon does not list POPIA as a supported framework.
Which tool is better suited for South Africa?+
Luno is evaluated for Businesses Accepting Crypto Payments in South Africa with hosting regions: ZA, EU. Neon has hosting regions: US-East, EU-West. For data residency in South Africa, check each vendor's data processing agreements.
Data last verified: 25 June 2026
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