Head-to-Head Specification Audit
GrabPay Business vs Xendit
Southeast Asian Businesses · Southeast Asia
Payment Processing
GrabPay Business
Southeast Asian Businesses · Southeast Asia
Visit GrabPay Business →Specification Matrix
| Metric | GrabPay Business | Xendit |
|---|---|---|
| Starting Price | CustomBetter | Custom |
| API Rate Limit | 100 req/min | 200 req/minBetter |
| Target Country | Southeast Asia | Southeast Asia |
| Category | Payment Processing | Payment Processing |
| Compliance | MAS Regulated, PDPA | Bank Indonesia Regulated, PDP Law |
| Hosting Regions | SG-Central, MY-KL, ID-Jakarta | ID-Jakarta, PH-Manila |
| Native Integrations | 3 listed | 4 listedBetter |
GrabPay Business — Key Specs
- ✓35M+ monthly active users across 8 SEA countries
- ✓Integrated with GrabFood, GrabMart, and GrabTaxi ecosystem
- ✓QR payment, e-wallet, and card acceptance in one platform
- ✓Strong merchant acquisition support in SG, MY, ID, PH, TH, VN
Xendit — Key Specs
- ✓Leading payment gateway in Indonesia — $150M+ in funding
- ✓Accepts bank transfers, e-wallets (GoPay, OVO, Dana), cards, and QRIS
- ✓Virtual account payments — the primary B2B payment method in Indonesia
- ✓Expanding to Philippines, Vietnam, Malaysia, and Thailand
Frequently Asked Questions
What is cheaper, GrabPay Business or Xendit?+
Both tools start at $0/mo on their entry plans.
Which tool is better for compliance — GrabPay Business or Xendit?+
GrabPay Business additionally supports MAS Regulated, PDPA. Xendit additionally supports Bank Indonesia Regulated, PDP Law.
Which has a higher API rate limit — GrabPay Business or Xendit?+
Xendit has a higher API rate limit at 200 requests per minute. GrabPay Business: 100 req/min. Xendit: 200 req/min.
Which tool is better suited for Southeast Asia?+
GrabPay Business is evaluated for Southeast Asian Businesses in Southeast Asia with hosting regions: SG-Central, MY-KL, ID-Jakarta. Xendit has hosting regions: ID-Jakarta, PH-Manila. For data residency in Southeast Asia, check each vendor's data processing agreements.
Data last verified: 25 June 2026
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