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Head-to-Head Specification Audit

Dojah vs PayFast

African Startups & Digital Platforms · Africa

KYC & Identity Verification

Dojah

African Startups & Digital Platforms · Africa

Visit Dojah

Payment Processing API

PayFast

E-Commerce & SaaS Businesses · South Africa

Visit PayFast

Specification Matrix

MetricDojahPayFast
Starting Price$4/moCustomBetter
API Rate Limit300 req/minBetter60 req/min
Target CountryAfricaSouth Africa
CategoryKYC & Identity VerificationPayment Processing API
ComplianceNDPR, POPIA, Kenya DPA, FATF RecommendationsPOPIA, PCI-DSS
Hosting RegionsNG-Lagos, EU-WestZA-Cape-Town, ZA-Johannesburg
Native Integrations5 listed6 listedBetter

Dojah — Key Specs

  • Lowest-cost KYC API in Africa — from $0.04 per verification
  • Covers Nigeria, Ghana, Kenya, South Africa, Uganda, Rwanda
  • AML screening, document OCR, and liveness in one API
  • No-code verification flow builder — deploy in hours not weeks
  • Plug-and-play compliance for early-stage fintechs

PayFast — Key Specs

  • Only major payment gateway with POPIA-compliant ZA data residency by default
  • Supports EFT, credit card, Instant EFT, Mobicred, and SnapScan natively
  • No monthly fee — pay 2.0–3.5% per transaction only
  • Recurring billing API supports subscription SaaS models out of the box

Frequently Asked Questions

What is cheaper, Dojah or PayFast?+

PayFast starts at $0/mo, which is lower than Dojah at $4/mo.

Which tool is better for compliance — Dojah or PayFast?+

Both support POPIA. Dojah additionally supports NDPR, Kenya DPA, FATF Recommendations. PayFast additionally supports PCI-DSS.

Is Dojah or PayFast compliant with South Africa's POPIA?+

Both Dojah and PayFast support POPIA compliance frameworks according to their official documentation.

Which has a higher API rate limit — Dojah or PayFast?+

Dojah has a higher API rate limit at 300 requests per minute. Dojah: 300 req/min. PayFast: 60 req/min.

Which tool is better suited for Africa?+

Dojah is evaluated for African Startups & Digital Platforms in Africa with hosting regions: NG-Lagos, EU-West. PayFast has hosting regions: ZA-Cape-Town, ZA-Johannesburg. For data residency in Africa, check each vendor's data processing agreements.

Data last verified: 3 July 2026

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